VS • Rocket Money (Truebill)

Rocket Money vs Stackcut for AI subscriptions

Truebill is now Rocket Money. It links to your bank via Plaid, scans for subscriptions, and charges $7-14/mo + 35-60% of what it saves you. For $20 AI tools, that math doesn't work.

	Rocket Money	Stackcut
Needs bank login	Yes — Plaid	No — local audit
AI overlap detection	No — just recurring charges	Yes — groups by job: Chat, Search, Code, Image
Price	Free + $7-14/mo + 35-60% success fee	Free + $19 one-time Pro
Privacy	Bank data on their server, 4K+ complaints about hidden charges	Nothing leaves this browser — localStorage only
Cancel AI tools	Concierge (slow)	Direct cancel link + draft letter

The math: If Rocket Money saves you $85/mo on AI tools, you pay them $30-51/mo first year. With Stackcut you keep the full $85. $1,020/year returned.
Audit your AI stack free — 2 sec →

Why founders switch

You pay for ChatGPT Plus $20 + Claude Pro $20 + SuperGrok $30 doing the same Chat job — Rocket Money sees 3 charges, Stackcut sees 1 job with $50 overlap
No bank connection — audit from your desk, not your bank
Built for AI: 27 tools cataloged with cancel links

Stackcut runs 100% locally. No account. No bank login. No server. Audit your stack free →